Financial and Legacy Planning
Plan for the life you want and the legacy you want to leave.
Practical, plain-language guidance backed by more than 15 years of experience.
Experienced guidance for your financial life and the legacy you want to leave.
For more than 15 years, I have worked with individuals, couples, families, and business owners to help them make thoughtful financial decisions with greater clarity and confidence.
I believe good planning is about more than numbers. It is about understanding what matters most to you, protecting what you have built, and helping you create the future and legacy you want.
Throughout my career, I have continued to build my knowledge through advanced professional education. My CFP, CLU, CEA, MFA-P, CHS, and RCIS designations reflect specialized study in financial planning, insurance, estate settlement, philanthropy, health risks, and critical illness planning.
Together, these areas of expertise allow me to look beyond one account or one decision. I can help connect your retirement, investments, insurance, estate considerations, charitable goals, and family priorities into one coordinated plan.
My approach is personal, practical, and grounded in plain-language conversations. My goal is to make complex decisions easier to understand so you can move forward with confidence.
Choose the Planning support you need
Estate & Legacy Planning
Create the legacy you want to leave.
Estate planning is about more than having a will. It is about making sure your assets, insurance, beneficiaries, charitable wishes, and family priorities work together. I help you organize the financial side of your estate plan, identify potential gaps, and prepare for informed conversations with your lawyer and accountant.
Comprehensive Financial Planning
See your complete financial picture.
A comprehensive financial plan can help you understand whether you are on track, what decisions may improve your future, and how today's choices could affect your eventual estate. Using Conquest Planning software, I prepare personalized plans that bring together retirement income, investments, insurance, education funding, taxes, and legacy goals.
What Keith Does
Every piece of the plan coordinated.
Think of it as having a CFO for your family's estate. Keith quarterbacks the whole plan and brings in the right professional for each piece.
Document readiness
Making sure your will, POA, and medical directive exist and are current with a referral to a trusted lawyer where documents need to be drafted or updated.
Tax-efficient transfer
Using trusts and beneficiary structuring to move assets to the next generation without a surprise tax bill landing in the year of death.
Blended-family planning
Competing interests are normal in blended families. Structure controls how and when assets flow so everyone you care about is looked after, on your terms.
Business succession
An orderly transfer or exit for business owners so the business you built passes on as an asset, not a problem.
Charitable giving strategy
The most common blind spot. A structured donation like a life-insurance policy gifted to a charity can offset the tax liability in the year of death. The money supports a cause you choose, instead of going to the CRA.
Segregated funds
A powerful, under-used estate tool: seg funds bypass probate, pay a named beneficiary directly, and offer creditor protection keeping assets moving privately and quickly.
A retirement plan that flows into your estate plan
Retirement planning built with professional planning software (Conquest) designed so your retirement picture feeds directly into your estate plan, instead of sitting in a silo. One continuous plan, from your working years to your legacy.
Executor Services
Just been named an executor?
Executor training and facilitated family meetings are available as a stand-alone paid service you don't need to be an estate planning client.
Keith coaches executors through the role and facilitates the family conversations that keep everyone organized and on the same side of the table.
Congratulations and condolences. It's an honour, and it's also a job most people are handed with zero training: legal duties, tax filings, family expectations, and personal liability if it goes wrong.
What executor support includes
One-on-one executor training what the role actually requires, step by step
Facilitated family conversations, so expectations are set while everyone is in the room
Getting the documents, accounts, and contacts organized in one place
Coordination with the lawyer and accountant handling the estate
Who I work with
You don't need millions of dollars to benefit from planning. You simply need to care about making informed decisions. Most of my clients have accumulated meaningful assets, are approaching retirement or already retired, or own a successful business and want expert guidance to protect what they've built and want to leave a last legacy.
Let's start with a conversation.
You do not need to have everything organized before reaching out.
The Estate Planning Guy
Plan for the life you want and the legacy you want to leave.
Get in touch
Call us : 902-449-2676
Email: [email protected]
Address:
7051 Bayers Road
Unit 202
Halifax, NS
B3L 2C1
Keith MacKay is not a lawyer and does not provide legal advice or draft legal documents. Where wills, powers of attorney, or other legal documents are required, clients are referred to, and work directly with, a qualified lawyer. Estate planning services are provided on a fee-for-service basis. Insurance products, including segregated funds, are offered under Keith's insurance license. This website is for general information only and does not constitute legal, tax, or investment advice; please consult the appropriate professional regarding your specific situation.
© 2026 The Estate Planning Guy